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First Mortgages
Buying a home is one of the biggest single expenditures your family will ever make.
So when it comes to financing a home, it’s important that you deal with a financial institution you know and trust like Pyramid Credit Union. Our mortgage loan professionals can help guide you through the financing process.
How do you find the loan that's best for you?
Click here to learn about Loan Programs, Rates & Fees available for Pyramid members through our partner Centennial Lending
OR CALL TOLL-FREE 1-877-684-2876.
There are many different options to choose from. In partnership with Centennial Lending, we can offer our members a wide range of mortgage products with exceptional rates and terms, from traditional fixed-rate 15 and 30-year mortgages, to adjustable rates, rental property loans, land, even financing resources for members with credit challenges.
- FHA & VA Loans
In addition to our online mortgage loan options, we also offer FHA & VA loan programs.
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Interest-Only Loans
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Bridge Loans
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Balloon Loans
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Jumbo Loans
For added convenience, you can apply for your mortgage loan online and receive an instant decision. This service gives you the peace of mind to go to an open house or meeting with your realtor knowing your home loan is preapproved.
Home Equity Loans (2nd Mortgages)
Fixed-Rate Home Equity Loans
Pyramid's Home Equity Loans allow members to borrow against the equity built up in their home. These loans are offered for terms up to 15 years. The amount Pyramid will finance on a Home Equity Loan is determined by the appraised value of the home less any balances due. This gives us the loan-to-value or LTV ratio. Pyramid will loan members an amount up to 90%LTV on a Home Equity Loan.
Short-Term Home Equity Loans with financing to 100%LTV
For short term needs, Pyramid members can also borrow up to 100% of appraised property value for a term of up to six years. Minimum borrowed amount $10,000/ Maximum $25,000.
Home Equity Line of Credit (HELOC)
A more flexible way to tap into your home's equity is with a Home Equity Line of Credit or HELOC. This variable-rate HELOC loan is based on the current Prime Lending Rate published in the Wall Street Journal. Depending on credit history and LTV, Pyramid’s HELOC rates start at Prime minus 1.0%.
***No-Fee HELOC options***
Pyramid will waive all closing costs associated with HELOC loans with initial advances of $10,000 or more that remain open for at least three years, or fees will be applied to payoff balance.
To schedule your personal mortgage interview,
call the branch near you, email us, or login to e*Teller and apply now.
 Click here to use our Mortgage Calculators
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Mortgages
