Share Account Fees
Par Share Value (Opening Deposit)	$50.00
Share Rejoin Fee	$10.00
Smart Money Account Excessive Withdrawal Fee Reg D Account Limitations: Excessive withdrawal fee for automatic payments, ATM withdrawals, web and phone transfers over six (6) per month from share savings accounts. Money Market Excessive Withdrawal Fee	$5.00 per withdrawal after one(1) per quarter $24.00 per withdrawal over six (6) per month $24.00 per withdrawal over six (6) per month
Share Draft Account Fees
Insufficient Funds (NSF) Fee	$24.00 per item
Stop Payment Fee	$15.00 per request
Share Draft Printing Fee	Prices vary depending upon style
Share Draft Photocopy Fee	$3.00 per draft
Microfiche Copy Fee	$1.00 per page
Temporary Checks	$1.00 per page (1st page free)
Returned Bill Pay payment (NSF)	$24.00 per item
Proof of Bill Pay payment (non-dispute)	$10.00 per item
Bill Pay correspondence to Payee	$10.00 per item
Returned payment (member error)	$5.00 per item
Other Service Fees (applicable to all accounts)
Account Reconciliation Fee Account Research	$10.00 per month; First month FREE $25.00 per hour
Statement Copy Fee	$1.00 per copy
Wire Transfer (incoming) Fee	NO CHARGE
Wire Transfer (outgoing) Fee	$15.00 per transfer
Wire Transfer (outgoing - International ) Fee	$35.00 per transfer
Returned check - uncollected funds Fee	$24.00 per item
Returned ACH/EFT Fee	$24.00 per item
Re-deposited check Fee	$10.00 per item
Returned mail Fee	$2.00 per item
Inactive Account Fee	$5.00 per month, after two (2)years
Escheatment Fee	$25.00
ATM Transaction Fee	Unlimited FREE ATM withdrawals *Reg D account limitations apply to savings withdrawals.
Close New Account Within Ninety (90) Days	$15.00
Change Joint Owner up to Ninety (90) Days	$5.00
Official Checks	$1.00 per check over five (5) per day
Cash Non-Member Check Through Member Account	$5.00 per check
Electronic Funds Transfer Fees
ATM/Visa Debit Replacement CARD	First replacement FREE; $10.00 additional
ATM/Visa Debit Replacement PIN	First replacement FREE; $10.00 additional