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Loans| Mortgage| Savings| Certificates
Rates quoted are best rates.Your rate could be higher depending upon your credit history.
*Pyramid offers an additional 0.25% vehicle loan discount for automatic payment. |
Rates Effective Date: 06/08/2008
| Loans |
APR
|
Term
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New & Used Vehicles Best Rate Available:
|
*5.50
|
to 60 mos
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| New and Used Auto, Van, Motorcycle, Truck Loans |
5.75
|
to 60 mos |
Calculator |
| New and Used Auto, Van, Motorcycle, Truck Loans |
6.25
|
to 72 mos |
Calculator |
| New and Used Auto, Van, Motorcycle, Truck Loans (over $30,000) |
6.75
|
to 84 mos |
Calculator |
| New & Used Recreational Vehicles, Jet Skis, Boats, ATVs, Motorhomes, 5th Wheels (from 24 to 180 months depending on vehicle) |
9.00
|
180 mo |
Calculator |
| Personal & Promotional Loans |
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Personal Loans
(Max. $10,000/ 60 months) |
11.50
|
60 mo |
Calculator |
Promotional Loans
(Holiday, Taxes, Vacation, and Back to School) |
9.50
|
12 mo |
Calculator |
| Share Secured (3% over dividend rate - variable rate) |
+3.00
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Calculator |
| Certificate Secured (3% over certificate rate - variable rate based on certificate term) |
+3.00
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Calculator |
| Overdraft Loans (Max. $500) |
18.00
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n/a |
Calculator |
| Visa Platinum Credit Card |
as low as 8.99
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n/a |
Calculator |
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Mortgages
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Loan to Value
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Term
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Rate
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APR*
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First Mortgages
Click here to learn about 1st Mortgage Loan Programs, Rates & Fees available for Pyramid members
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We now offer
all types of mortgage loans with terms from 15 to 40 years
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Fixed-Rate Home Equity Loans
(Second Mortgage)
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to 90% of appraised value |
to 180 months
(15 years) |
as low as
5.50% |
5.50* |
|
Short-term Home Equity Loans
Fixed Rate
|
to 100% of appraised value
|
to 84 months
(7 years) |
as low as
4.75% |
4.75* |
|
Home Equity Line of Credit (HELOC) Variable Rate
|
to 90% of equity value
|
180 months (15-yr) |
as low as
4.00%
|
4.00* |
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ALL RATES SUBJECT TO CHANGE AT ANY TIME.
*Rate published is Pyramid's best rate, based on credit history and 70% loan-to-value. APR may be slightly higher based on actual loan amount and fees paid.
**HELOC rates are variable based on the Prime Lending Rate published in the Wall Street Journal. Rates are adjusted monthly. Max rate is 18%. HELOC fees are waived for new loans over $10,000 which remain open for at least three years, or fees paid on member's behalf will be applied to payoff balance.
The Prime Rate currently in effect is 8.25%.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings Rates |
Rate
|
APY*
|
Pyramid Plus Savings Account
(A positive monthly average balance required to earn dividends.
Member must also satisfy all other requirements for promotional
account. Pyramid CU may discontinue at anytime.) |
5.84
0.75
|
6.00
on the first $500
0.75
above $500
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Regular Shares / Kid$aver Club accounts
($100 monthly average balance required to earn dividends) |
0.75
|
0.75
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Smart Money
(Limited to one withdrawal per calendar quarter) |
0.75
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0.75
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Sharedraft/Checking
($500 monthly average balance required to earn dividends)
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0.25
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0.25
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| Money Market Savings |
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| $1,000 to $9,999.99 monthly average balance |
1.85
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1.87
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| $10,000.00 to $25,000.00 monthly average balance |
2.03
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2.05
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| $25,000.01 to $90.000.00 monthly average balance |
2.13
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2.15
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| $90.000.01 to $175,000.00 monthly average balance |
2.52
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2.55
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| Over $175,000.000 monthly average balance |
2.72
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2.75
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| Individual Retirement Accounts |
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| IRA - up to $10,000 |
3.00
|
3.04
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| IRA - $10,000.01 to $20,000.00 |
3.15
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3.20
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| IRA - over $20,000 |
3.30
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3.35
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ALL RATES SUBJECT TO CHANGE AT ANY TIME. *APY = Annual Percentage Yield
Dividends are based on average daily balance and are paid monthly.
Back to Top
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| Certificate Accounts |
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| Term |
Rate
|
APY*
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| 6-Month Certificate |
2.75
|
2.78
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| 1-Year Certificate |
2.85
|
2.88
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| 2-Year Certificate |
2.90
|
2.93
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| 3-Year Certificate |
3.10
|
3.14
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| 4-Year Certificate |
3.30
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3.34
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| 5-year Certificate |
3.45
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3.49
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ALL RATES SUBJECT TO CHANGE AT ANY TIME *APY = Annual Percentage Yield
Early withdrawal penalties may apply.
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