| Share Account Fees |
| Par Share Value (Opening Deposit) |
$5.00 |
| Share Rejoin Fee |
$10.00 |
| Smart Money Account Excessive Withdrawal Fee |
$5.00 per withdrawal after one (1) per quarter |
| Reg D Account Limitations: Excessive withdrawal fee for automatic payments, ATM withdrawals, web and phone transfers over six (6) per month from share savings accounts. |
$26.00 per withdrawal over six (6) per month |
| Money Market Excessive Withdrawal Fee |
$26.00 per withdrawal over six (6) per month |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation Fee |
$10.00 per month; First month FREE |
| Account Research |
$25.00 per hour |
| Statement Copy Fee |
$1.00 per copy |
| Wire Transfer (incoming) Fee |
NO CHARGE |
| Wire Transfer (outgoing) Fee |
$15.00 per transfer |
| Wire Transfer (outgoing - International ) Fee |
$35.00 per transfer |
| Returned check - uncollected funds Fee |
$26.00 per item |
| Returned ACH/EFT Fee |
$26.00 per item |
| Re-deposited check Fee |
$10.00 per item |
| Returned mail Fee |
$2.00 per item |
| Inactive Account Fee |
$5.00 per month, after two (2) years |
| Escheatment Fee |
$25.00 |
| ATM Transaction Fee |
Unlimited FREE ATM withdrawals *Reg D account limitations apply to savings withdrawals. |
| Close New Account Within Ninety (90) Days |
$15.00 |
| Change Joint Owner up to Ninety (90) Days |
$5.00 |
| Official Checks |
$1.00 per check over five (5) per day |
| Cash Non-Member Check Through Member Account |
$5.00 per check |
